We are a group of individuals united by a common purpose: to promote mutual self-help and achieve economic upliftment.

Lakhimi Sanchay and Rindan S.S. Limited is a credit cooperative society that was established on June 6, 2008, in Bordoloni as a self-help group with seven members. Over time, our membership has grown significantly, reaching a total of 26,334 members as of January 31, 2025, all of whom are reaping the benefits of our organization.

Credit cooperative institutions are member-based financial organizations designed to provide accessible and affordable financial services to their members, primarily in rural and semi-urban areas. These institutions play a vital role in promoting savings schemes, supporting local economies, and enhancing the socio-economic development of communities.

On January 28, 2011, the society was registered under the Assam Cooperative Societies Act of 1949 (1 of 1950), with the registration number DJ270 (B), as amended under the Assam Cooperative Societies Act, 2007. The registered Head Office address of the society is Dhemaji Tiniali, Ward No. 2, Dihingia Market, NH-52(15), near Pramod Bhawan, P.O. & Dist. Dhemaji, Pin-787057, Assam.

In accordance with the current amendments to the Assam Cooperative Societies Act, 2007 (Act IV of 2013), we have updated our bye-laws to ensure compliance with the Act. These amendments facilitate the formation and operation of cooperative societies aimed at thrift, self-help, mutual aid, and creating quality creditworthiness among agriculturists, artisans, and others with common economic needs. Our goal is to elevate living standards, enhance business practices, and ensure equitable distribution and exchange within the province of Assam.

Mr. Biman Sonwal, the current president of the Society re-elected by the General Assembly on September 22, 2024, is an honest and disciplined individual who works tirelessly toward the society’s development. He is highly respected and well-regarded among the members.

The journey of our society has been both interesting and enriching. The founding leaders and promoters have significantly contributed to the society’s growth. Currently, Mr. Dipen Chutia, one of the founders and a well-experienced individual, serves as the Managing Director. Over the past decade, the society has greatly benefited from his effective leadership.

We emphasise raising awareness about saving habits, health, and education while providing financial support to our members. Our society actively participates in the Digital India and Cashless India programs and contributes to the national financial inclusion mission, aiming to support the most underprivileged individuals living in rural and remote areas. We provide digital financial services, digital literacy, and soft skill development programs.

We promote women’s empowerment and equal participation in socio-economic development activities, offering support to the socially vulnerable sections of our community to uplift their livelihoods. We are dedicated to advancing cooperative agendas and encouraging cooperative activities. Many individuals are enjoying the benefits of our services, and we are pleased with the equal participation and effective coordination among our members.

We have five branches in Dhemaji district, state of Assam, all are fully operating their services.